FAQ

Frequently Asked Questions

Welcome to our FAQ page! Here, you’ll find answers to some of the most common questions about property tax loans and our services at Texas Tax Loan.

A property tax loan is a type of loan provided to pay off your delinquent property taxes. At Texas Tax Loan, we pay your property taxes directly to the county, allowing you to avoid penalties and interest and repay the loan over time.

Any property owner in Texas who is struggling to pay their property taxes can apply. This includes owners of residential properties like homes and condos, as well as commercial properties such as gas stations, office buildings, and strip centers.

We focus on the equity in your property and your ability to repay the loan, not just your credit score. So even if you have bad credit, we encourage you to apply. The majority of our applicants get approved.

You can apply for a property tax loan by filling out our online application form. If you prefer, you can also call us or visit our office to apply in person.

We strive to make the approval process as quick as possible. In most cases, we can approve your loan and pay your property taxes to the county within a few days of receiving your completed application.

No, there are no penalties for paying off your loan early. In fact, we encourage early repayment to reduce your total interest cost.

Failure to pay your property taxes can result in severe consequences, including penalties, interest, and potentially the loss of your property through a tax sale. A property tax loan can help you avoid these outcomes.

Yes, in many cases we can still help. Please contact us as soon as possible to discuss your situation.

If your question isn't listed here, please feel free to contact us. We're here to help!

Note: The information on this page is for informational purposes only and does not constitute financial or legal advice. For specific advice regarding your situation, please contact a financial advisor or attorney.